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Who is Eligible
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Is this plan an HMO?

No, this plan is not an HMO. The products offered through FHCW are Preferred Provider Organization (PPO) plans. They allow you the freedom to choose your doctor and do not require the selection of a primary care physician or the need to get a referral to see a specialist.

What provider network is associated with
Farmers’ Health Cooperative of Wisconsin?

Anthem has a comprehensive statewide network that offers a vast selection of providers – from internists and pediatricians to clinics and hospitals—that offer discounted health care services.
Can I continue to see my current doctor?

The plan allows you to see any provider you wish. By using providers within the network, your out-of-pocket costs will be less.
Am I required to go to network doctors?

No, you are not. Using a provider outside of the network will mean your out-of-pocket costs will be higher.
How extensive is the network of doctors?

The network we have contracted with offers access to 125 hospitals, 500 ancillary care facilities and 17,000 practitioner locations.
May I use in-network providers for some services
and out-of-network providers for others?

Yes, you have the freedom to use any provider you wish. By choosing network providers, you will save money.
How do I find out what doctors are in the local network?

You can call Agri-Services Agency at 1-888-863-5713.
Which pharmacies are in the network?

Anthem has a comprehensive list of network pharmacies, including many national chain pharmacies. To locate a network pharmacy in your area, please call Agri-Services Agency at
What happens if I am traveling outside of Wisconsin?

You have coverage for eligible expenses worldwide. If you are traveling outside of Wisconsin, you continue to have coverage for eligible expenses. Your out-of-pocket costs will be lower if you use network providers. To locate a network provider in the area, call Agri-Services Agency at 1-888-863-5713.
Benefit Summary for POS Delta Dental Application Form Membership Application
Benefit Summary for $2500 HSA FHCW Dental Acknowledgement Form Employee Census Form
Benefit Summary for $5000 HSA Application for FHCW Employer Application Form
Benefit Summary for Delta Dental Health Questionnaire  

Farmers' Health Cooperative of Wisconsin is a Co-op Care initiative brought to you by Cooperative Network. FHCW health insurance plans will be managed by Agri-Services Agency which offers coverage through Anthem. We are grateful for support from the UW School of Medicine and Public Health’s Partnership Fund for a Healthy Future; AgStar Financial Services; USDA Rural Development; and the Wisconsin Department of Agriculture, Trade and Consumer Protection.

© 2013 Farmers' Health Cooperative of Wisconsin